申請人必須:
- 自購買日起出生至少15天以上;持有加拿大工作簽證或學生簽證;
- 不受保於加拿大政府健康保險計劃的加拿大公民或移民訪加旅客;
- 連續居住加拿大不超過兩年;
- 旅遊沒有違背醫生的建議並且/或者沒有患絕癥(絕癥是指醫生估計患者的生命不超過6個月;
- 沒有患腎病需要做透析;
- 沒有患充血性的心力衰竭,艾滋病或需家庭氧氣;
- 沒有出現新的或還未診斷的癥狀並且/或者知道有任何需要醫護的病癥。
RSA - JF Premier (ETFS)專門為高齡慢性病老人特別設計。
RSA - JF Premier (ETFS) 訪加緊急住院/旅遊探親醫療保險特點: 4-6周理賠,一上飛機即可受保。價格最優
申請人必須:
根據您的需求可選擇以下不同的加元保險金額:
墊底費選擇
無墊底費 : 年齡85 或以下
$50 墊底費 : 給予5%保費返還
最長受保時間: 365天,如果需要購買超過一年,可以到期後再買一個新的保險單。
最低保額: $25 CAD 每保單
家庭計劃
按最大家庭成員年齡的每日保費的兩倍計算. 子女年齡必需在21歲或以下.家庭計劃適合兩個大人帶小孩或者一個大人帶兩個或多個小孩。
購買家庭計劃,其價格比單獨購買要便宜或優惠,因為家庭移民通常會帶一個或幾個未成年小孩。其價格是按最年長的價格2倍來計算。新移民到安省需要等候三個月方可拿到健康卡。
例如:劉先生(39歲)和太太(37歲)還有一個6歲以下的孩子全家新移民於11月2日定居Toronto。因安省三個月後OHIP才生效。一份新移民等候OHIP的醫療保險是不可少的。劉先生選擇購買RSA公司 JF Premier家庭計劃。 劉先生(最年長)$25,000 保額每天的保費為$2.50,選擇家庭計劃的保費為: $ 460($ 2.50 x 2倍x 92天)。如此劉先生一家三口每人都有各$25,000加元的保額。比買個體計劃:($ 2.50 x 2x 92天+$2.27 x 92天)=$668.84節省了$208.84. 即節省了小孩的費用.
受保全球旅遊
您須在加拿大停留整個保險期的51%的時間,但不包括返回您的居住國
可保已經存在的但穩定的慢性病
已有的慢性病如在本保險生效日前120天內穩定,即自動受保
生病等待期
如果保險在您到達加拿大之前即購買,則無“等待期”。
如果保險是在您抵達加拿大後購買,已有的慢性病如在本保險生效日前120天內穩定,69歲以下自動受保或70歲以上您購買了保穩定慢性病選項則受保。
退款
如果您在保險生效日之前申請退款可獲得全額退款
剩余部分退款
如果你返回原居地,須在無索賠情況下或已經發生了醫療費用但不打算申請索賠,提供證明返回文件(例如:回程機票)
退款申請須在保險到期日後的90天內提出
每保單將收取$40退款手續費
無退款
如果索賠已經或即將遞交
如果剩余款低於$10
住院費用
|
包括醫院內外治療的所有合理及常規費用
|
醫生費用
|
醫生治療費用
|
診斷費用
|
包括x-ray,實驗室檢查費等合理及常規費用
|
救護車服務
|
當有合理需要時,有牌救護車送往附近醫院
|
處方藥費用
|
每次處方藥最高達$500,限制30天的藥量
|
醫療用具
|
石膏,夾板,疝氣帶, 支架, 拐杖, 輪椅租用及其他小型醫療用具
|
輔助專科醫師
|
手足科醫師,脊椎治療師,骨科醫師,物理治療師或足科醫師,每專科醫師最高達 $500。
|
針灸
|
最高達$500, 必須購買一年保單
|
牙科因意外受損
|
最高達$3,000
|
緊急牙癥
|
最高達$500加元
|
航空意外
|
最高可達受保金額
|
送返治療
|
由Global Excel事先批準
|
遺體送返
|
最高達$10,000
|
Rate Schedule # 1 - Daily Rates (RSA-JF) |
||||||
With stable pre-existing medical condition coverage option |
||||||
($0 Deductible) |
||||||
Age |
Sum Insured Options |
|||||
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
|
Up to 25 |
$1.77 |
$2.11 |
$2.36 |
$2.59 |
$3.73 |
$4.46 |
26-40 |
$1.93 |
$2.31 |
$2.59 |
$2.85 |
$4.17 |
$4.84 |
41-60 |
$2.23 |
$2.65 |
$2.97 |
$3.23 |
$5.39 |
$5.97 |
61-64 |
$2.56 |
$3.33 |
$3.99 |
$4.30 |
$5.68 |
$6.59 |
65-69 |
$3.11 |
$4.07 |
$4.90 |
$5.29 |
$6.17 |
$7.68 |
70-74 |
$5.46 |
$7.12 |
$8.56 |
$9.41 |
$11.61 |
N/A |
75-79 |
$6.53 |
$8.50 |
$10.10 |
$11.14 |
$13.89 |
N/A |
Rate Schedule # 2 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($0 Deductible) |
||||||
Age 86 and older: $500 deductible |
||||||
|
Sum Insured Options |
|||||
Age |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
50-60 |
$2.11 |
$2.52 |
$2.83 |
$3.07 |
$5.12 |
N/A |
61-64 |
$2.38 |
$3.10 |
$3.71 |
$4.00 |
$5.28 |
N/A |
65-69 |
$2.80 |
$3.66 |
$4.41 |
$4.76 |
$5.55 |
N/A |
70-74 |
$3.97 |
$5.18 |
$6.23 |
$6.84 |
$8.44 |
N/A |
75-79 |
$5.23 |
$6.80 |
$8.08 |
$8.91 |
$11.12 |
N/A |
80-85 |
$7.09 |
$8.97 |
$11.03 |
$11.87 |
$15.06 |
N/A |
86+ |
$10.89 |
$14.08 |
$16.96 |
$18.52 |
$23.15 |
N/A |
Rate Schedule # 3 - Daily Rates (RSA-JF) |
||||||
With stable pre-existing medical condition coverage option |
||||||
($100 Deductible) |
||||||
Age |
Sum Insured Options |
|||||
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
|
Up to 25 |
$1.68 |
$2.00 |
$2.24 |
$2.46 |
$3.54 |
$4.24 |
26-40 |
$1.83 |
$2.19 |
$2.46 |
$2.71 |
$3.96 |
$4.60 |
41-60 |
$2.12 |
$2.52 |
$2.82 |
$3.07 |
$5.12 |
$5.67 |
61-64 |
$2.43 |
$3.16 |
$3.79 |
$4.09 |
$5.40 |
$6.26 |
65-69 |
$2.95 |
$3.87 |
$4.66 |
$5.03 |
$5.86 |
$7.30 |
70-74 |
$5.19 |
$6.76 |
$8.13 |
$8.94 |
$11.03 |
N/A |
75-79 |
$6.20 |
$8.08 |
$9.60 |
$10.58 |
$13.20 |
N/A |
Rate Schedule # 4 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($100 Deductible) |
||||||
Age 86 and older: $500 deductible |
||||||
Sum Insured Options |
||||||
Age |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
50-60 |
$2.00 |
$2.39 |
$2.69 |
$2.92 |
$4.86 |
N/A |
61-64 |
$2.26 |
$2.95 |
$3.52 |
$3.80 |
$5.02 |
N/A |
65-69 |
$2.66 |
$3.48 |
$4.19 |
$4.52 |
$5.27 |
N/A |
70-74 |
$3.77 |
$4.92 |
$5.92 |
$6.50 |
$8.02 |
N/A |
75-79 |
$4.97 |
$6.46 |
$7.68 |
$8.46 |
$10.56 |
N/A |
80-85 |
$6.74 |
$8.52 |
$10.48 |
$11.28 |
$14.31 |
N/A |
86+ |
$10.35 |
$13.38 |
$16.11 |
$17.59 |
$21.99 |
N/A |
Rate Schedule # 5 - Daily Rates (RSA-JF) ($1000 Deductible) |
||||||
With stable pre-existing medical condition coverage option |
||||||
Age |
Sum Insured Options |
|||||
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
|
Up to 25 |
$1.33 |
$1.58 |
$1.77 |
$1.94 |
$2.80 |
$3.35 |
26-40 |
$1.45 |
$1.73 |
$1.94 |
$2.14 |
$3.13 |
$3.63 |
41-60 |
$1.67 |
$1.99 |
$2.23 |
$2.42 |
$4.04 |
$4.48 |
61-64 |
$1.92 |
$2.50 |
$2.99 |
$3.23 |
$4.26 |
$4.94 |
65-69 |
$2.33 |
$3.05 |
$3.68 |
$3.97 |
$4.63 |
$5.76 |
70-74 |
$4.10 |
$5.34 |
$6.42 |
$7.06 |
$8.71 |
N/A |
75-79 |
$4.90 |
$6.38 |
$7.58 |
$8.36 |
$10.42 |
N/A |
|
|
|
|
|
|
|
Rate Schedule # 6 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($1000 Deductible) |
||||||
|
Sum Insured Options |
|||||
Age |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
50-60 |
$1.58 |
$1.89 |
$2.12 |
$2.30 |
$3.84 |
N/A |
61-64 |
$1.79 |
$2.33 |
$2.78 |
$3.00 |
$3.96 |
N/A |
65-69 |
$2.10 |
$2.75 |
$3.31 |
$3.57 |
$4.16 |
N/A |
70-74 |
$2.98 |
$3.89 |
$4.67 |
$5.13 |
$6.33 |
N/A |
75-79 |
$3.92 |
$5.10 |
$6.06 |
$6.68 |
$8.34 |
N/A |
80-85 |
$5.32 |
$6.73 |
$8.27 |
$8.90 |
$11.30 |
N/A |
86+ |
$8.17 |
$10.56 |
$12.72 |
$13.89 |
$17.36 |
N/A |
Rate Schedule #7 - Daily Rates (RSA-JF) $3000 Deductible |
||||||
With stable pre-existing medical condition coverage option |
||||||
Age |
Sum Insured Options |
|||||
$ 10,000 |
$ 15,000 |
$ 25,000 |
$ 50,000 |
$ 100,000 |
$ 150,000 |
|
Up to 25 |
N/A |
N/A |
N/A |
N/A |
$2.61 |
$3.12 |
26-40 |
N/A |
N/A |
N/A |
N/A |
$2.92 |
$3.39 |
41-60 |
N/A |
N/A |
N/A |
N/A |
$3.77 |
$4.18 |
61-64 |
N/A |
N/A |
N/A |
N/A |
$3.98 |
$4.61 |
65-69 |
N/A |
N/A |
N/A |
N/A |
$4.32 |
$5.38 |
70-74 |
N/A |
N/A |
N/A |
N/A |
$8.13 |
N/A |
75-79 |
N/A |
N/A |
N/A |
N/A |
$9.72 |
N/A |
Rate Schedule # 8 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($3000 Deductible) |
||||||
Sum Insured Options |
||||||
Age |
$ 10,000 |
$ 15,000 |
$ 25,000 |
$ 50,000 |
$ 100,000 |
$150,000 |
50-60 |
N/A |
N/A |
N/A |
N/A |
$3.58 |
N/A |
61-64 |
N/A |
N/A |
N/A |
N/A |
$3.70 |
N/A |
65-69 |
N/A |
N/A |
N/A |
N/A |
$3.89 |
N/A |
70-74 |
N/A |
N/A |
N/A |
N/A |
$5.91 |
N/A |
75-79 |
N/A |
N/A |
N/A |
N/A |
$7.78 |
N/A |
80-85 |
N/A |
N/A |
N/A |
N/A |
$10.54 |
N/A |
86+ |
N/A |
N/A |
N/A |
N/A |
$16.21 |
N/A |
RSA (ETFS) 保慢性病 $100,000 COVERAGE SUPER VISA |
||||
AGE |
$100 |
$0 |
$1,000 |
$3000(DEDUCTIBLE) |
41-60 |
$1,868.98 |
$1,967.35 |
$1,475.51 |
$1,377.15 |
61-64 |
$1,969.54 |
$2,073.20 |
$1,554.90 |
$1,451.24 |
65-69 |
$2,139.45 |
$2,252.05 |
$1,689.04 |
$1,576.44 |
70-74 |
$4,025.77 |
$4,237.65 |
$3,178.24 |
$2,966.36 |
75-79 |
$4,816.36 |
$5,069.85 |
$3,802.39 |
$3,548.90 |
|
|
|
|
|
RSA (ETFS) 不保慢性病 $100,000 COVERAGE SUPER VISA |
||||
Age |
$100 |
$0 |
$1,000 |
$3000(DEDUCTIBLE |
50-60 |
$1,775.36 |
$1,868.80 |
$1,401.60 |
$1,308.16 |
61-64 |
$1,830.84 |
$1,927.20 |
$1445.40 |
$1,349.04 |
65-69 |
$1,924.46 |
$2025.75 |
$1,519.31 |
$1,418.03 |
70-74 |
$2,926.57 |
$3,080.60 |
$2,310.45 |
$2,156.42 |
75-79 |
$3,663.07 |
$3,855.86 |
$2,891.90 |
$2,699.10 |
80-85 |
$5,222.06 |
$5,596.90 |
$4122.68 |
$3,847.83 |
86+ |
N/A |
$7,894.95 |
N/A |
N/A |
86+ 只有$500 deductible |
方法1. 你可在线购买
方法2. 您不需要親自上門購買,隻需準備以下資料
email([email protected]/ [email protected])
或打電話(416-834-9204; 905-771-8288;604-637-2195 ;1-877-834-9204)告訴我,
當天你立即就可以收到電子購買確認書( Confirmation of insurance ),保險卡,保單,理陪申請表格即日寄給您。
方法3. 如果您覺得見面放心並需要更詳細了解,我們可以電話里約一個時間(make an appointment),見面我再給您詳細解釋.
A.所需資料:
1.受保人的姓名(拼音),性別,出生年,月,日;
2.入境加拿大的日期或生效期 ;
3.所選計劃(哪個公司,保額為多少, 有無墊底費) ;
4.購買保險天數(或告訴保險起始日期和結束日期, 保險公司會自動計算天數) ;
5.保險受益人( For AD&D-可以是父母, 兄弟姐妹等)
6.加拿大的詳細聯繫地址(主要用來收保險材料)和聯繫電話,以及email地址;
B. 付款方式:信用卡/支票/現金/銀行轉帳。
RSA(ETFS)的文檔下載如下:
住院或手術病人賠償程序:(特指ETFS(RSA)-JF Premier)
1. 受保人應當使用附近醫院服務。在受保人出示了ETFS(RSA) ID後,醫院人員或者受保人必須盡快(不超過48 小時內)於保險公司聯系來確認保險金額並開始理賠。保險公司會立刻給於理賠號碼(Claims #)。醫院通常會直接將賬單寄往本保險公司。(ETFS(RSA)/Global Excel)。
2. 如果已付費,請將以填寫好並簽字了的理賠表格(要確認已簽字),及所有有關住院賬單(如果有的話)正本(ORGINAL BILLS)和/或原始付款收據(PAYMENT RECEIPTS)一起寄往公司
Global Excel Management Inc.
73 Queen, Sherbrooke, QC J1M 0C9
3. 住院時,本醫院的授權同意書也必須簽字一同寄往保險公司。
門診病人理賠程序:(特指ETFS(RSA) –JF premier)
1. 受保人應當到就近診所或家庭醫生或醫院門診求醫。離開診所前,受保人應盡量向醫生或診所索取有關的醫師報告(Copy of the Doctor’s Physician’s Report)或當日病例記錄(Medical Record of the Visit)。如需要進行重大檢查程序(Major Tests Procedures, Ultra -Sound, MRI, CT etc),受保人必須先致電保險公司(ETFS(RSA)/Global Excel)咨詢,獲得同意後方可進行檢查。如自行決定進行重大檢查,保險公司有權不支付所有有關醫療費用。如醫生要求做常規檢查(抽血,化驗,x-ray)則不需要先通知保險公司。
2. 如受保人要先行支付醫療費用,必須取回所有看病正本收據(ORGINAL RECEIPTS)及處方藥原始收據(Pharmacy Receipt For Prescription Drugs)。ETFS(RSA) 公司不支付任何非處方藥費。
3. 受保人必須簽同意書(CONSENT FORM), 授權與代理保險公司查詢有關理賠程序。
如遇到緊急情況,請立刻致電聯系ETFS(RSA)/Global Excel: 1-800-715-8833.
4. 請將以填寫好並簽字了的理賠表格(要確認已簽字),及所有有關賬單正本(ORGINAL BILLS)和/或原始付款收據(PAYMENT RECEIPTS)和同意書一起寄往公司:
Global Excel Management Inc.
73 Queen, Sherbrooke, QC J1M 0C9
申請人必須:
根據您的需求可選擇以下不同的加元保險金額:
墊底費選擇
無墊底費 : 年齡85 或以下
$50 墊底費 : 給予5%保費返還
最長受保時間: 365天,如果需要購買超過一年,可以到期後再買一個新的保險單。
最低保額: $25 CAD 每保單
家庭計劃
按最大家庭成員年齡的每日保費的兩倍計算. 子女年齡必需在21歲或以下.家庭計劃適合兩個大人帶小孩或者一個大人帶兩個或多個小孩。
購買家庭計劃,其價格比單獨購買要便宜或優惠,因為家庭移民通常會帶一個或幾個未成年小孩。其價格是按最年長的價格2倍來計算。新移民到安省需要等候三個月方可拿到健康卡。
例如:劉先生(39歲)和太太(37歲)還有一個6歲以下的孩子全家新移民於11月2日定居Toronto。因安省三個月後OHIP才生效。一份新移民等候OHIP的醫療保險是不可少的。劉先生選擇購買RSA公司 JF Premier家庭計劃。 劉先生(最年長)$25,000 保額每天的保費為$2.50,選擇家庭計劃的保費為: $ 460($ 2.50 x 2倍x 92天)。如此劉先生一家三口每人都有各$25,000加元的保額。比買個體計劃:($ 2.50 x 2x 92天+$2.27 x 92天)=$668.84節省了$208.84. 即節省了小孩的費用.
受保全球旅遊
您須在加拿大停留整個保險期的51%的時間,但不包括返回您的居住國
可保已經存在的但穩定的慢性病
已有的慢性病如在本保險生效日前120天內穩定,即自動受保
生病等待期
如果保險在您到達加拿大之前即購買,則無“等待期”。
如果保險是在您抵達加拿大後購買,已有的慢性病如在本保險生效日前120天內穩定,69歲以下自動受保或70歲以上您購買了保穩定慢性病選項則受保。
退款
如果您在保險生效日之前申請退款可獲得全額退款
剩余部分退款
如果你返回原居地,須在無索賠情況下或已經發生了醫療費用但不打算申請索賠,提供證明返回文件(例如:回程機票)
退款申請須在保險到期日後的90天內提出
每保單將收取$40退款手續費
無退款
如果索賠已經或即將遞交
如果剩余款低於$10
住院費用
|
包括醫院內外治療的所有合理及常規費用
|
醫生費用
|
醫生治療費用
|
診斷費用
|
包括x-ray,實驗室檢查費等合理及常規費用
|
救護車服務
|
當有合理需要時,有牌救護車送往附近醫院
|
處方藥費用
|
每次處方藥最高達$500,限制30天的藥量
|
醫療用具
|
石膏,夾板,疝氣帶, 支架, 拐杖, 輪椅租用及其他小型醫療用具
|
輔助專科醫師
|
手足科醫師,脊椎治療師,骨科醫師,物理治療師或足科醫師,每專科醫師最高達 $500。
|
針灸
|
最高達$500, 必須購買一年保單
|
牙科因意外受損
|
最高達$3,000
|
緊急牙癥
|
最高達$500加元
|
航空意外
|
最高可達受保金額
|
送返治療
|
由Global Excel事先批準
|
遺體送返
|
最高達$10,000
|
Rate Schedule # 1 - Daily Rates (RSA-JF) |
||||||
With stable pre-existing medical condition coverage option |
||||||
($0 Deductible) |
||||||
Age |
Sum Insured Options |
|||||
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
|
Up to 25 |
$1.77 |
$2.11 |
$2.36 |
$2.59 |
$3.73 |
$4.46 |
26-40 |
$1.93 |
$2.31 |
$2.59 |
$2.85 |
$4.17 |
$4.84 |
41-60 |
$2.23 |
$2.65 |
$2.97 |
$3.23 |
$5.39 |
$5.97 |
61-64 |
$2.56 |
$3.33 |
$3.99 |
$4.30 |
$5.68 |
$6.59 |
65-69 |
$3.11 |
$4.07 |
$4.90 |
$5.29 |
$6.17 |
$7.68 |
70-74 |
$5.46 |
$7.12 |
$8.56 |
$9.41 |
$11.61 |
N/A |
75-79 |
$6.53 |
$8.50 |
$10.10 |
$11.14 |
$13.89 |
N/A |
Rate Schedule # 2 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($0 Deductible) |
||||||
Age 86 and older: $500 deductible |
||||||
|
Sum Insured Options |
|||||
Age |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
50-60 |
$2.11 |
$2.52 |
$2.83 |
$3.07 |
$5.12 |
N/A |
61-64 |
$2.38 |
$3.10 |
$3.71 |
$4.00 |
$5.28 |
N/A |
65-69 |
$2.80 |
$3.66 |
$4.41 |
$4.76 |
$5.55 |
N/A |
70-74 |
$3.97 |
$5.18 |
$6.23 |
$6.84 |
$8.44 |
N/A |
75-79 |
$5.23 |
$6.80 |
$8.08 |
$8.91 |
$11.12 |
N/A |
80-85 |
$7.09 |
$8.97 |
$11.03 |
$11.87 |
$15.06 |
N/A |
86+ |
$10.89 |
$14.08 |
$16.96 |
$18.52 |
$23.15 |
N/A |
Rate Schedule # 3 - Daily Rates (RSA-JF) |
||||||
With stable pre-existing medical condition coverage option |
||||||
($100 Deductible) |
||||||
Age |
Sum Insured Options |
|||||
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
|
Up to 25 |
$1.68 |
$2.00 |
$2.24 |
$2.46 |
$3.54 |
$4.24 |
26-40 |
$1.83 |
$2.19 |
$2.46 |
$2.71 |
$3.96 |
$4.60 |
41-60 |
$2.12 |
$2.52 |
$2.82 |
$3.07 |
$5.12 |
$5.67 |
61-64 |
$2.43 |
$3.16 |
$3.79 |
$4.09 |
$5.40 |
$6.26 |
65-69 |
$2.95 |
$3.87 |
$4.66 |
$5.03 |
$5.86 |
$7.30 |
70-74 |
$5.19 |
$6.76 |
$8.13 |
$8.94 |
$11.03 |
N/A |
75-79 |
$6.20 |
$8.08 |
$9.60 |
$10.58 |
$13.20 |
N/A |
Rate Schedule # 4 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($100 Deductible) |
||||||
Age 86 and older: $500 deductible |
||||||
Sum Insured Options |
||||||
Age |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
50-60 |
$2.00 |
$2.39 |
$2.69 |
$2.92 |
$4.86 |
N/A |
61-64 |
$2.26 |
$2.95 |
$3.52 |
$3.80 |
$5.02 |
N/A |
65-69 |
$2.66 |
$3.48 |
$4.19 |
$4.52 |
$5.27 |
N/A |
70-74 |
$3.77 |
$4.92 |
$5.92 |
$6.50 |
$8.02 |
N/A |
75-79 |
$4.97 |
$6.46 |
$7.68 |
$8.46 |
$10.56 |
N/A |
80-85 |
$6.74 |
$8.52 |
$10.48 |
$11.28 |
$14.31 |
N/A |
86+ |
$10.35 |
$13.38 |
$16.11 |
$17.59 |
$21.99 |
N/A |
Rate Schedule # 5 - Daily Rates (RSA-JF) ($1000 Deductible) |
||||||
With stable pre-existing medical condition coverage option |
||||||
Age |
Sum Insured Options |
|||||
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
|
Up to 25 |
$1.33 |
$1.58 |
$1.77 |
$1.94 |
$2.80 |
$3.35 |
26-40 |
$1.45 |
$1.73 |
$1.94 |
$2.14 |
$3.13 |
$3.63 |
41-60 |
$1.67 |
$1.99 |
$2.23 |
$2.42 |
$4.04 |
$4.48 |
61-64 |
$1.92 |
$2.50 |
$2.99 |
$3.23 |
$4.26 |
$4.94 |
65-69 |
$2.33 |
$3.05 |
$3.68 |
$3.97 |
$4.63 |
$5.76 |
70-74 |
$4.10 |
$5.34 |
$6.42 |
$7.06 |
$8.71 |
N/A |
75-79 |
$4.90 |
$6.38 |
$7.58 |
$8.36 |
$10.42 |
N/A |
|
|
|
|
|
|
|
Rate Schedule # 6 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($1000 Deductible) |
||||||
|
Sum Insured Options |
|||||
Age |
$10,000 |
$15,000 |
$25,000 |
$50,000 |
$100,000 |
$150,000 |
50-60 |
$1.58 |
$1.89 |
$2.12 |
$2.30 |
$3.84 |
N/A |
61-64 |
$1.79 |
$2.33 |
$2.78 |
$3.00 |
$3.96 |
N/A |
65-69 |
$2.10 |
$2.75 |
$3.31 |
$3.57 |
$4.16 |
N/A |
70-74 |
$2.98 |
$3.89 |
$4.67 |
$5.13 |
$6.33 |
N/A |
75-79 |
$3.92 |
$5.10 |
$6.06 |
$6.68 |
$8.34 |
N/A |
80-85 |
$5.32 |
$6.73 |
$8.27 |
$8.90 |
$11.30 |
N/A |
86+ |
$8.17 |
$10.56 |
$12.72 |
$13.89 |
$17.36 |
N/A |
Rate Schedule #7 - Daily Rates (RSA-JF) $3000 Deductible |
||||||
With stable pre-existing medical condition coverage option |
||||||
Age |
Sum Insured Options |
|||||
$ 10,000 |
$ 15,000 |
$ 25,000 |
$ 50,000 |
$ 100,000 |
$ 150,000 |
|
Up to 25 |
N/A |
N/A |
N/A |
N/A |
$2.61 |
$3.12 |
26-40 |
N/A |
N/A |
N/A |
N/A |
$2.92 |
$3.39 |
41-60 |
N/A |
N/A |
N/A |
N/A |
$3.77 |
$4.18 |
61-64 |
N/A |
N/A |
N/A |
N/A |
$3.98 |
$4.61 |
65-69 |
N/A |
N/A |
N/A |
N/A |
$4.32 |
$5.38 |
70-74 |
N/A |
N/A |
N/A |
N/A |
$8.13 |
N/A |
75-79 |
N/A |
N/A |
N/A |
N/A |
$9.72 |
N/A |
Rate Schedule # 8 - Daily Rates (RSA-JF) |
||||||
Without stable pre-existing medical condition coverage option |
||||||
($3000 Deductible) |
||||||
Sum Insured Options |
||||||
Age |
$ 10,000 |
$ 15,000 |
$ 25,000 |
$ 50,000 |
$ 100,000 |
$150,000 |
50-60 |
N/A |
N/A |
N/A |
N/A |
$3.58 |
N/A |
61-64 |
N/A |
N/A |
N/A |
N/A |
$3.70 |
N/A |
65-69 |
N/A |
N/A |
N/A |
N/A |
$3.89 |
N/A |
70-74 |
N/A |
N/A |
N/A |
N/A |
$5.91 |
N/A |
75-79 |
N/A |
N/A |
N/A |
N/A |
$7.78 |
N/A |
80-85 |
N/A |
N/A |
N/A |
N/A |
$10.54 |
N/A |
86+ |
N/A |
N/A |
N/A |
N/A |
$16.21 |
N/A |
RSA (ETFS) 保慢性病 $100,000 COVERAGE SUPER VISA |
||||
AGE |
$100 |
$0 |
$1,000 |
$3000(DEDUCTIBLE) |
41-60 |
$1,868.98 |
$1,967.35 |
$1,475.51 |
$1,377.15 |
61-64 |
$1,969.54 |
$2,073.20 |
$1,554.90 |
$1,451.24 |
65-69 |
$2,139.45 |
$2,252.05 |
$1,689.04 |
$1,576.44 |
70-74 |
$4,025.77 |
$4,237.65 |
$3,178.24 |
$2,966.36 |
75-79 |
$4,816.36 |
$5,069.85 |
$3,802.39 |
$3,548.90 |
|
|
|
|
|
RSA (ETFS) 不保慢性病 $100,000 COVERAGE SUPER VISA |
||||
Age |
$100 |
$0 |
$1,000 |
$3000(DEDUCTIBLE |
50-60 |
$1,775.36 |
$1,868.80 |
$1,401.60 |
$1,308.16 |
61-64 |
$1,830.84 |
$1,927.20 |
$1445.40 |
$1,349.04 |
65-69 |
$1,924.46 |
$2025.75 |
$1,519.31 |
$1,418.03 |
70-74 |
$2,926.57 |
$3,080.60 |
$2,310.45 |
$2,156.42 |
75-79 |
$3,663.07 |
$3,855.86 |
$2,891.90 |
$2,699.10 |
80-85 |
$5,222.06 |
$5,596.90 |
$4122.68 |
$3,847.83 |
86+ |
N/A |
$7,894.95 |
N/A |
N/A |
86+ 只有$500 deductible |
方法1. 你可在线购买
方法2. 您不需要親自上門購買,隻需準備以下資料
email([email protected]/ [email protected])
或打電話(416-834-9204; 905-771-8288;604-637-2195 ;1-877-834-9204)告訴我,
當天你立即就可以收到電子購買確認書( Confirmation of insurance ),保險卡,保單,理陪申請表格即日寄給您。
方法3. 如果您覺得見面放心並需要更詳細了解,我們可以電話里約一個時間(make an appointment),見面我再給您詳細解釋.
A.所需資料:
1.受保人的姓名(拼音),性別,出生年,月,日;
2.入境加拿大的日期或生效期 ;
3.所選計劃(哪個公司,保額為多少, 有無墊底費) ;
4.購買保險天數(或告訴保險起始日期和結束日期, 保險公司會自動計算天數) ;
5.保險受益人( For AD&D-可以是父母, 兄弟姐妹等)
6.加拿大的詳細聯繫地址(主要用來收保險材料)和聯繫電話,以及email地址;
B. 付款方式:信用卡/支票/現金/銀行轉帳。
住院或手術病人賠償程序:(特指ETFS(RSA)-JF Premier)
1. 受保人應當使用附近醫院服務。在受保人出示了ETFS(RSA) ID後,醫院人員或者受保人必須盡快(不超過48 小時內)於保險公司聯系來確認保險金額並開始理賠。保險公司會立刻給於理賠號碼(Claims #)。醫院通常會直接將賬單寄往本保險公司。(ETFS(RSA)/Global Excel)。
2. 如果已付費,請將以填寫好並簽字了的理賠表格(要確認已簽字),及所有有關住院賬單(如果有的話)正本(ORGINAL BILLS)和/或原始付款收據(PAYMENT RECEIPTS)一起寄往公司
Global Excel Management Inc.
73 Queen, Sherbrooke, QC J1M 0C9
3. 住院時,本醫院的授權同意書也必須簽字一同寄往保險公司。
門診病人理賠程序:(特指ETFS(RSA) –JF premier)
1. 受保人應當到就近診所或家庭醫生或醫院門診求醫。離開診所前,受保人應盡量向醫生或診所索取有關的醫師報告(Copy of the Doctor’s Physician’s Report)或當日病例記錄(Medical Record of the Visit)。如需要進行重大檢查程序(Major Tests Procedures, Ultra -Sound, MRI, CT etc),受保人必須先致電保險公司(ETFS(RSA)/Global Excel)咨詢,獲得同意後方可進行檢查。如自行決定進行重大檢查,保險公司有權不支付所有有關醫療費用。如醫生要求做常規檢查(抽血,化驗,x-ray)則不需要先通知保險公司。
2. 如受保人要先行支付醫療費用,必須取回所有看病正本收據(ORGINAL RECEIPTS)及處方藥原始收據(Pharmacy Receipt For Prescription Drugs)。ETFS(RSA) 公司不支付任何非處方藥費。
3. 受保人必須簽同意書(CONSENT FORM), 授權與代理保險公司查詢有關理賠程序。
如遇到緊急情況,請立刻致電聯系ETFS(RSA)/Global Excel: 1-800-715-8833.
4. 請將以填寫好並簽字了的理賠表格(要確認已簽字),及所有有關賬單正本(ORGINAL BILLS)和/或原始付款收據(PAYMENT RECEIPTS)和同意書一起寄往公司:
Global Excel Management Inc.
73 Queen, Sherbrooke, QC J1M 0C9
RSA(ETFS)的文檔下載如下:
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416-834-9204 (cell)
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Email:
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