Eligibility
Applicable to inbound students You are eligible for coverage if:
1.You are 69 years and under at the time of application date of the Policy; and,
2. You are a student enrolled in a school within Canada; or,
3. You are an accompanying family member of the student residing in Canada; and,
4. You are not insured under a provincial or territorial government health care plan. If you become eligible for and insured under the government health care plan of the province or territory in which you study, the Insurance will then apply in excess of this provincial or territorial government health care plan; and,
5. You are not travelling against a physician’s advice and you have not been diagnosed with a terminal condition.
Applicable to outbound students You are eligible for coverage if:
1. You are 40 years and under at the time of application date of the Policy; and,
2. You are a student enrolled in a school outside Canada; or,
3. You are an accompanying family member of the student studying outside of Canada; and,
4. You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside. If you are not insured under the government health care plan of the province or territory in which you reside, the portion that would have been refunded by the provincial or territorial government health care plan is not a benefit of this Insurance; and,
5. You are not travelling against a physician’s advice and you have not been diagnosed with a terminal condition.
Conditions
1. Travel worldwide during the period of coverage is valid as long as the majority of the period of coverage is spent in Canada or country of study. Visits to your home country are permitted; your Policy will not terminate, however expenses will not be covered while in your home country. 2. When you are enrolled in a school, coverage will be provided during school breaks as long as your Policy is in effect during these periods.