访加旅游探亲医疗保险 /新移民医疗(含价格表)市场上最受欢迎，为高龄慢性病老人特别设计。

我们的服务遍及多伦多，温哥华，渥太华，卡尔加里，埃德蒙顿，里贾纳，萨斯卡通多等。

Berkley:  访加紧急住院/旅游探亲医疗保险的特点： 4-6周理赔，一上飞机即可受保，价格最优。

申请人必须:

自购买日起出生至少15天以上

持有加拿大工作签证或学生签证; 或者

不受保于加拿大政府健康保险计划的加拿大公民或移民访加旅客

根据您的需求可选择以下不同的加元保险金额:

从$10,000到 $150,000
 

垫底费选择 

年龄85 或以下可选择$0垫底费
$100 垫底费 : 可优惠5%

$1,000 垫底费：可优惠20%

$3,000垫底费：可优惠30%

年龄86岁或以上只可以选择$500垫底费

最长受保时间: 365天,如果需要购买超过一年，可以到期后再买一个新的保险单。

最低保额: $25 CAD 每保单

家庭计划 
按最大家庭成员年龄的每日保费的两倍计算. 子女年龄必需在21岁或以下.家庭计划适合两个大人带小孩或者一个大人带两个或多个小孩。

购买家庭计划，其价格比单独购买要便宜或优惠，因为家庭移民通常会带一个或几个未成年小孩。其价格是按最年长的价格2倍来计算。新移民到安省需要等候三个月方可拿到健康卡。

 

受保全球旅游
您须在加拿大停留整个保险期的51%的时间，但不包括返回您的居住国

可保已经存在的但稳定的慢性病
已有的慢性病如在本保险生效日前120天内稳定，即自动受保

生病等待期
如果保险在您到达加拿大之前即购买，则无“等待期”。
如果保险是在您抵达加拿大后购买，已有的慢性病如在本保险生效日前120天内稳定，69岁以下自动受保或70岁以上您购买了保稳定慢性病选项则受保。

退款
如果您在保险生效日之前申请退款可获得全额退款

剩餘部分退款
如果你返回原居地,须在无索赔情况下或已经发生了医疗费用但不打算申请索赔,提供证明返回文件(例如:回程机票，如果您持有超级签证则需提供登机牌) 
退款申请须在保险到期日后的90天内提出 
每保单将收取$40退款手续费（来自同一家庭的两个人同时退款可以免除一个手续费）

无退款
如果索赔已经或即将递交
如果剩餘款低于$10

住院费用
包括医院内外治疗的所有合理及常规费用
医生费用 
医生治疗费用
诊断费用
 包括x-ray，实验室检查费等合理及常规费用
救护车服务 
当有合理需要时,有牌救护车送往附近医院
处方药费用
每次处方药最高达$500,限制30天的药量
医疗用具
石膏，夹闆，疝气带, 支架, 拐杖， 轮椅租用及其他小型医疗用具
辅助专科医师: (购买半年以上)
手足科医师，脊椎治疗师，骨科医师，物理治疗师或足科医师，每专科医师最高达 $500。
针灸
最高达$500, 必须购买一年保单
牙科因意外受损
最高达$3,000
紧急牙症
最高达$500加元
航空意外
最高可达受保金额
送返治疗
 由TIC 事先批準
遗体送返
最高达$10,000

 

 

 

 

with stable pre-existing conditions coverage option 0 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.79 $2.14 $2.38 $2.61 3.77 $4.52 $5.65 $6.55
26-40 $1.95 $2.33 $2.61 $2.88 $4.22 $4.89 $6.12 $7.10
41-60 $2.25 $2.68 $3.00 $3.27 $4.41 $4.94 $7.55 $8.76
61-64 $2.68 $3.42 $4.10 $4.42 $5.17 $6.05 $8.72 $10.11
65-69 $3.30 $4.30 $5.19 $5.28 $6.53 $8.14 $10.18 $11.80
70-74 $5.34 $6.95 $8.36 $9.19 $10.23 $13.39 $16.73 $19.25
75-79 $6.67 $8.67 $10.30 $10.93 $13.33 $15.87 $20.71 $23.00
80-85 $10.93 N/A $14.95 $17.85 $21.85 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without stable pre-existing conditions coverage option 0 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.14 $1.43 $1.55 $1.70 $2.28 $2.72 $3.40 $4.41
26-40 $1.28 $1.55 $1.70 $1.85 $2.65 $3.09 $3.85 $4.78
41-60 $1.43 $1.79 $1.99 $2.28 $3.38 $4.05 $6.11 $6.07
61-64 $1.84 $2.18 $2.75 $3.31 $3.97 $4.70 $6.75 $6.76
65-69 $2.10 $2.74 $3.09 $3.68 $5.08 $5.45 $7.40 $8.02
70-74 $3.31 $4.39 $4.30 $6.16 $6.99 $9.00 $12.50 $12.96
75-79 $4.05 $5.26 $5.08 $7.16 $8.67 $10.25 $13.58 $14.98
80-85 $5.93 $7.64 $9.35 $10.00 $13.94 $15.50 $18.85 N/A
86+ $9.13 $12.00 $14.30 $16.40 $22.30 N/A N/A N/A

 

with stable pre-existing conditions coverage option 100 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.70 $2.03 $2.26 $2.48 $3.58 $4.29 $5.37 $6.22
26-40 $1.85 $2.21 $2.48 $2.74 $4.01 $4.65 $5.81 $6.75
41-60 $2.14 $2.55 $2.85 $3.11 $4.19 $4.69 $7.17 $8.32
61-64 $2.55 $3.25 $3.90 $4.20 $4.91 $5.75 $8.28 $9.60
65-69 $3.14 $4.09 $4.93 $5.02 $6.20 $7.73 $9.67 $11.21
70-74 $5.07 $6.60 $7.94 $8.73 $9.72 $12.72 $15.89 $18.29
75-79 $6.34 $8.24 $9.79 $10.38 $12.66 $15.08 $19.67 $21.85
80-85 $10.38 N/A $14.20 $16.96 $20.76 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 100 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.08 $1.36 $1.47 $1.62 $2.17 $2.58 $3.23 $4.19
26-40 $1.22 $1.47 $1.62 $11.76 $2.52 $2.94 $3.66 $4.54
41-60 $1.36 $1.70 $1.89 $2.17 $3.21 $3.85 $5.80 $5.77
61-64 $1.75 $2.07 $2.61 $3.14 $3.77 $4.47 $6.41 $6.42
65-69 $2.00 $2.60 $2.94 $3.50 $4.83 $5.18 $7.03 $7.62
70-74 $3.14 $4.17 $4.09 $5.85 $6.64 $8.55 $11.88 $12.31
75-79 $3.85 $5.00 $4.83 $6.80 $8.24 $9.74 $12.90 $14.23
80-85 $5.63 $7.26 $8.88 $9.50 $13.24 $14.73 $17.91 N/A
86+ $8.67
 		 $11.40 $13.59 $15.58 $21.19 N/A N/A N/A

 

with stable pre-existing conditions coverage option 500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.52 $1.82 $2.02 $2.22 $3.20 $3.84 $4.80 $5.57
26-40 $1.66 $1.98 $2.22 $2.45 $3.59 $4.16 $5.20 $6.04
41-60 $1.91 $2.28 $2.55 $2.78 $3.75 $4.20 $6.42 $7.45
61-64 $2.28 $2.91 $3.49 $3.76 $4.39 $5.14 $7.41 $8.59
65-69 $2.81 $3.66 $4.41 $4.49 $5.55 $6.92 $8.65 $10.03
70-74 $4.54 $5.91 $7.11 $7.81 $8.70 $11.38 $14.22 $16.36
75-79 $5.67 $7.37 $8.76 $9.29 $11.33 $13.49 $17.60 $19.55
80-85 $9.29 N/A $12.71 $15.17 $18.57 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $0.97 $1.22 $1.32 $1.45 $1.94 $2.31 $2.89 $3.75
26-40 $1.09 $1.32 $1.45 $1.57 $2.25 $2.63 $3.27 $4.06
41-60 $1.22 $1.52 $1.69 $1.94 $2.87 $3.44 $5.19 $5.16
61-64 $1.56 $1.85 $2.34 $2.81 $3.37 $4.00 $5.74 $5.75
65-69 $1.79 $2.33 $2.63 $3.13 $4.32 $4.63 $6.29 $6.82
70-74 $2.81 $3.73 $3.66 $5.24 $5.94 $7.65 $10.63 $11.02
75-79 $3.44 $4.47 $4.32 $6.09 $7.37 $8.71 $11.54 $12.73
80-85 $5.04 $6.49 $7.95 $8.50 $11.85 $13.18 $16.02 N/A
86+ $7.76 $10.20 $12.16 $13.94 $18.96 N/A N/A N/A

 

with  stable pre-existing conditions coverage option 1000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.43 $1.71 $1.90 $2.09 $3.02 $3.62 $4.52 $5.24
26-40 $1.56 $1.86 $2.09 $2.30 $3.38 $3.91 $4.90 $5.68
41-60 $1.80 $2.14 $2.40 $2.62 $3.53 $3.95 $6.04 $7.01
61-64 $2.14 $2.74 $3.28 $3.54 $4.14 $4.84 $6.98 $8.09
65-69 $2.64 $3.44 $4.15 $4.22 $5.22 $6.51 $8.14 $9.44
70-74 $4.27 $5.56 $6.69 $7.35 $8.18 $10.71 $13.38 $15.40
75-79 $5.34 $6.94 $8.24 $8.74 $10.66 $12.70 $16.57 $18.40
80-85 $8.74 N/A $11.96 $14.28 $17.48 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

 

without  stable pre-existing conditions coverage option 1000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $0.91 $1.14 $1.24 $1.36 $1.82 $2.18 $2.72 $3.53
26-40 $1.02 $1.24 $1.36 $1.48 $2.12 $2.47 $3.08 $3.82
41-60 $1.14 $1.43 $1.59 $1.82 $2.70 $3.24 $4.89 $4.86
61-64 $1.47 $1.74 $2.20 $2.65 $3.18 $3.76 $5.40 $5.41
65-69 $1.68 $2.19 $2.47 $2.94 $4.06 $4.36 $5.92 $6.42
70-74 $2.65 $3.51 $3.44 $4.93 $5.59 $7.20 $10.00 $10.37
75-79 $3.24 $4.21 $4.06 $5.73 $6.94 $8.20 $10.86 $11.98
80-85 $4.74 $6.11 $7.48 $8.00 $11.15 $12.40 $15.08 N/A
86+ $7.30 $9.60 $11.44 $13.12 $17.84 N/A N/A N/A

 

 

with  stable pre-existing conditions coverage option 2500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 N/A N/A $1.67 $1.96 N/A N/A N/A N/A
26-40 N/A N/A $1.83 $2.16 N/A N/A N/A N/A
41-60 N/A N/A $2.10 $2.45 N/A N/A N/A N/A
61-64 N/A N/A $2.87 $3.32 N/A N/A N/A N/A
65-69 N/A N/A $3.63 $3.96 N/A N/A N/A N/A
70-74 N/A N/A $5.85 $6.89 N/A N/A N/A N/A
75-79 N/A N/A $7.21 $8.20 N/A N/A N/A N/A
80-85 N/A N/A $10.47 $13.39 N/A N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 2500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 N/A N/A $1.09 $1.28 N/A N/A N/A N/A
26-40 N/A N/A $1.19 $1.39 N/A N/A N/A N/A
41-60 N/A N/A $1.39 $1.71 N/A N/A N/A N/A
61-64 N/A N/A $1.93 $2.48 N/A N/A N/A N/A
65-69 N/A N/A $2.16 $2.76 N/A N/A N/A N/A
70-74 N/A N/A $3.01 $4.62 N/A N/A N/A N/A
75-79 N/A N/A $3.56 $5.37 N/A N/A N/A N/A
80-85 N/A N/A $6.55 $7.50 N/A N/A N/A N/A
86+ N/A N/A $10.01 N/A N/A N/A N/A N/A

 

 

with  stable pre-existing conditions coverage option 3000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.25 $1.50 $1.67 $1.83 $2.64 $3.16 $3.96 $4.59
26-40 $1.37 $1.63 $1.83 $2.02 $2.95 $3.42 $4.28 $4.97
41-60 $1.58 $1.88 $2.10 $2.29 $3.09 $3.46 $5.29 $6.13
61-64 $1.88 $2.39 $2.87 $3.09 $3.62 $4.24 $6.10 $7.08
65-69 $2.31 $3.01 $3.63 $3.70 $4.57 $5.70 $7.13 $8.26
70-74 $3.74 $4.87 $5.85 $6.43 $7.16 $9.37 $11.71 $13.48
75-79 $4.67 $6.07 $7.21 $7.65 $9.33 $11.11 $14.50 $16.10
80-85 $7.65 N/A $10.47 $12.50 $15.30 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 3000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $0.80 $1.00 $1.09 $1.19 $1.60 $1.90 $2.38 $3.09
26-40 $0.90 $1.09 $1.19 $1.30 $1.86 $2.16 $2.70 $3.35
41-60 $1.00 $1.25 $1.39 $1.60 $2.37 $2.84 $4.28 $4.25
61-64 $1.29 $1.53 $1.93 $2.32 $2.78 $3.29 $4.73 $4.73
65-69 $1.47 $1.92 $2.16 $2.58 $3.56 $3.82 $5.18 $5.61
70-74 $2.32 $3.07 $3.01 $4.31 $4.89 $6.30 $8.75 $9.07
75-79 $2.84 $3.68 $3.56 $5.01 $6.07 $7.18 $9.51 $10.49
80-85 $4.15 $5.35 $6.55 $7.00 $9.76 $10.85 $13.20 N/A
86+ $6.39 $8.40 $10.01 $11.48 $15.61 N/A N/A N/A

 

 

JFR 保慢性病 $100,000 COVERAGE SUPER VISA 
AGE
$0 
$100
 $500
$1,000
$3000(DEDUCTIBLE)
41-60
$1,609.65
$1,529.17
 $1,368.20
$1,287.72
$1,126.76
61-64
$1,887.05
$1,792.70
 $1,603.99
$1,509.64
$1,320.94
65-69
$2,383.45
$2,264.28
 $2,025.93
$1,906.76
$1,668.42
70-74 $3,733.95 $3,547.25 $3,173.86 $2,987.16 $2,613.77
75-79
$4,865.45
$4,622.18
 $4,135.63
$3,892.36
$3,405.82
80-85
$7,975.25
$7,576.49
 $6,778.96
$6,380.20
 $5,582.68

 

 JFR不保慢性病 $100,000 COVERAGE SUPER VISA 
Age
$0( deductible)
$100
 $500
$1,000
$3000(DEDUCTIBLE
41-60 $1,233.70 $1,172.02 $1,048.65 $986.96 $863.59
61-64 $1,449.05 $1,376.60 $1,232.69 $1,159.24 $1,014.34
65-69 $1,854.20 $1,761.49 $1,576.07 $1,483.36 $1,297.94
70-74
$2,551.35
$2,423.78
 $2,168.65
$2,041.08
$1,785.95
75-79
$3,164.55
$3,006.32
 $2,689.87
$2,531.64
$2,215.19
80-85
$5,088.10
$4,833.70
 $4,324.89
$4,070.48
$3,561.67
86+
$8139.50
$7,732.53
 $6,918.58 $6,511.60 $5,697.65

 

方法1. 你可 在线购买

方法2. 您不需要亲自上门购买，隻需準备以下资料email([email protected]/  [email protected])或打电话(416-834-9204; 905-771-8288;604-637-2195;1-877-834-9204)告诉我，当天你立即就可以收到电子购买确认书（ Confirmation of insurance ），保险卡，保单，理陪申请表格即日寄给您。

方法3.如果您觉得见面放心并需要更详细了解,我们可以电话里约一个时间(make an appointment),见面我再给您详细解释.

A. 所需资料：
1.受保人的姓名（拼音），性别，出生年，月，日；  
2.入境加拿大的日期或生效期 ；  
3.所选计划(哪个公司,保额为多少, 有无垫底费) ；  
4.购买保险天数 (或告诉保险起始日期和结束日期, 保险公司会自动计算天数) ； 
5.保险受益人( For AD&D-可以是父母, 兄弟姐妹等)  
6.加拿大的详细联系地址(主要用来收保险材料)和联系电话,以及email地址；

B. 付款方式：信用卡/支票/现金/银行转帐。

保险申请表

温馨友情提醒：（提前联系，或许您有意向不到的节省）

投保日期有限制吗, 一次买多少保险额最合适? 
◦没有，保费是按天计算的，但是每张保单最低保费为$25元．如果探亲老人年龄较大，甚至有慢性病，最好买时间长点，半年或一年，和保额更大些，2.5万或5万。保费通常与受保人的年龄和所购买保险额度及购买天数有关，一般来说，年龄越低，额度越小保费越便宜，相反，年龄越高，保额越大，则保费相对贵一些。在这里请特别注意一点。购买旅游保险 JF Premier Visitor-ETFS 计划的保费是按照申请日的年龄而不是生效日的年龄来计算. 提前购买会为自己节省许多保费。另外对跨年龄段的受保人，在买保险时一定要考虑续保时由于年龄上一个台阶，保费会增加不少，所以更要考虑买长久一点。比如说，年龄从60到61，64到65，69到70，74到75 等等。

 

Berkley  理赔注意事项

416-834-9204        (任何问题, 请随时拨打该电话)

急症室及住院病人索赔程序:

病人如需前往醫院急症室或住院治疗, 请立即拨打电话至 Ontime Care Worldwide Inc.("OTC"). 

加拿大和美国免费电话:1-888-988-3268

其他国家对方付费电话: 905-918-0188

 

不要假设你身边的人将帮你联系Ontime Care Worldwide Inc.("OTC").. 急症室或住院治疗, 之前或登記後二十四小時之内, 你必须确保已经通知Ontime Care Worldwide Inc.("OTC")..这是你的责任。

 

     门诊病人索赔 程序：

    1.      受保人应当到就近诊所或家庭医生或医院门诊求医。离开诊所前，受保人应尽量向医生或诊所索取有关的医师报告（Copy of the Doctor’s Physician’s Report）或当日病例记录（Medical Record of the Visit）。如需要进行重大检查程序（Major Tests Procedures, Ultra -Sound, MRI, CT etc），受保人必须先致电保险公司（TIC Travel Insurance Coordinators Ltd）咨询，获得同意后方可进行检查。如自行决定进行重大检查，保险公司有权不支付所有有关医疗费用。如医生要求做常规检查（抽血，化验，x-ray)则不需要先通知保险公司.

2. 离开诊所前,受保人应向医生或诊所索取有关病历报告。(若须进行重大检查, 受保人必须在檢查前先致电TIC Travel Insurance Coordinators Ltd.咨询).

3. 如受保人以先行支付了医疗费用﹐受保人必须取回所有看病的正本收据及处方药的原始收据(非处方药费用及索取病历报告的费用不在受保范围之内﹐因此這些額外費用将不会得到赔偿)

4.     如已取药﹐请递交原始药方单据(此單據內含有药物信息和医生资料等)。（CONSENT FORM）, 授权与代理保险公司查询有关理赔程序。 请将以填好并签名的索赔表格﹑同意书﹑病历报告及所有原始单据寄往:

邮寄地址: JOHNSON FU INSURANCE AGENCY INC.

15 WERTHEIM CRT, SUITE 501, RICHMOND HILL   ON  L4B 3H7。

受保资格

申请人必须:

自购买日起出生至少15天以上

持有加拿大工作签证或学生签证; 或者

不受保于加拿大政府健康保险计划的加拿大公民或移民访加旅客

计划特点

根据您的需求可选择以下不同的加元保险金额:

从$10,000到 $150,000
 

垫底费选择 

年龄85 或以下可选择$0垫底费
$100 垫底费 : 可优惠5%

$1,000 垫底费：可优惠20%

$3,000垫底费：可优惠30%

年龄86岁或以上只可以选择$500垫底费

最长受保时间: 365天,如果需要购买超过一年，可以到期后再买一个新的保险单。

最低保额: $25 CAD 每保单

家庭计划 
按最大家庭成员年龄的每日保费的两倍计算. 子女年龄必需在21岁或以下.家庭计划适合两个大人带小孩或者一个大人带两个或多个小孩。

购买家庭计划，其价格比单独购买要便宜或优惠，因为家庭移民通常会带一个或几个未成年小孩。其价格是按最年长的价格2倍来计算。新移民到安省需要等候三个月方可拿到健康卡。

 

受保全球旅游
您须在加拿大停留整个保险期的51%的时间，但不包括返回您的居住国

可保已经存在的但稳定的慢性病
已有的慢性病如在本保险生效日前120天内稳定，即自动受保

生病等待期
如果保险在您到达加拿大之前即购买，则无“等待期”。
如果保险是在您抵达加拿大后购买，已有的慢性病如在本保险生效日前120天内稳定，69岁以下自动受保或70岁以上您购买了保稳定慢性病选项则受保。

退款
如果您在保险生效日之前申请退款可获得全额退款

剩餘部分退款
如果你返回原居地,须在无索赔情况下或已经发生了医疗费用但不打算申请索赔,提供证明返回文件(例如:回程机票，如果您持有超级签证则需提供登机牌) 
退款申请须在保险到期日后的90天内提出 
每保单将收取$40退款手续费（来自同一家庭的两个人同时退款可以免除一个手续费）

无退款
如果索赔已经或即将递交
如果剩餘款低于$10

受保范围
住院费用
包括医院内外治疗的所有合理及常规费用
医生费用 
医生治疗费用
诊断费用
 包括x-ray，实验室检查费等合理及常规费用
救护车服务 
当有合理需要时,有牌救护车送往附近医院
处方药费用
每次处方药最高达$500,限制30天的药量
医疗用具
石膏，夹闆，疝气带, 支架, 拐杖， 轮椅租用及其他小型医疗用具
辅助专科医师: (购买半年以上)
手足科医师，脊椎治疗师，骨科医师，物理治疗师或足科医师，每专科医师最高达 $500。
针灸
最高达$500, 必须购买一年保单
牙科因意外受损
最高达$3,000
紧急牙症
最高达$500加元
航空意外
最高可达受保金额
送返治疗
 由TIC 事先批準
遗体送返
最高达$10,000

 

 

 

 

价目表
with stable pre-existing conditions coverage option 0 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.79 $2.14 $2.38 $2.61 3.77 $4.52 $5.65 $6.55
26-40 $1.95 $2.33 $2.61 $2.88 $4.22 $4.89 $6.12 $7.10
41-60 $2.25 $2.68 $3.00 $3.27 $4.41 $4.94 $7.55 $8.76
61-64 $2.68 $3.42 $4.10 $4.42 $5.17 $6.05 $8.72 $10.11
65-69 $3.30 $4.30 $5.19 $5.28 $6.53 $8.14 $10.18 $11.80
70-74 $5.34 $6.95 $8.36 $9.19 $10.23 $13.39 $16.73 $19.25
75-79 $6.67 $8.67 $10.30 $10.93 $13.33 $15.87 $20.71 $23.00
80-85 $10.93 N/A $14.95 $17.85 $21.85 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without stable pre-existing conditions coverage option 0 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.14 $1.43 $1.55 $1.70 $2.28 $2.72 $3.40 $4.41
26-40 $1.28 $1.55 $1.70 $1.85 $2.65 $3.09 $3.85 $4.78
41-60 $1.43 $1.79 $1.99 $2.28 $3.38 $4.05 $6.11 $6.07
61-64 $1.84 $2.18 $2.75 $3.31 $3.97 $4.70 $6.75 $6.76
65-69 $2.10 $2.74 $3.09 $3.68 $5.08 $5.45 $7.40 $8.02
70-74 $3.31 $4.39 $4.30 $6.16 $6.99 $9.00 $12.50 $12.96
75-79 $4.05 $5.26 $5.08 $7.16 $8.67 $10.25 $13.58 $14.98
80-85 $5.93 $7.64 $9.35 $10.00 $13.94 $15.50 $18.85 N/A
86+ $9.13 $12.00 $14.30 $16.40 $22.30 N/A N/A N/A

 

with stable pre-existing conditions coverage option 100 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.70 $2.03 $2.26 $2.48 $3.58 $4.29 $5.37 $6.22
26-40 $1.85 $2.21 $2.48 $2.74 $4.01 $4.65 $5.81 $6.75
41-60 $2.14 $2.55 $2.85 $3.11 $4.19 $4.69 $7.17 $8.32
61-64 $2.55 $3.25 $3.90 $4.20 $4.91 $5.75 $8.28 $9.60
65-69 $3.14 $4.09 $4.93 $5.02 $6.20 $7.73 $9.67 $11.21
70-74 $5.07 $6.60 $7.94 $8.73 $9.72 $12.72 $15.89 $18.29
75-79 $6.34 $8.24 $9.79 $10.38 $12.66 $15.08 $19.67 $21.85
80-85 $10.38 N/A $14.20 $16.96 $20.76 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 100 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.08 $1.36 $1.47 $1.62 $2.17 $2.58 $3.23 $4.19
26-40 $1.22 $1.47 $1.62 $11.76 $2.52 $2.94 $3.66 $4.54
41-60 $1.36 $1.70 $1.89 $2.17 $3.21 $3.85 $5.80 $5.77
61-64 $1.75 $2.07 $2.61 $3.14 $3.77 $4.47 $6.41 $6.42
65-69 $2.00 $2.60 $2.94 $3.50 $4.83 $5.18 $7.03 $7.62
70-74 $3.14 $4.17 $4.09 $5.85 $6.64 $8.55 $11.88 $12.31
75-79 $3.85 $5.00 $4.83 $6.80 $8.24 $9.74 $12.90 $14.23
80-85 $5.63 $7.26 $8.88 $9.50 $13.24 $14.73 $17.91 N/A
86+ $8.67
 		 $11.40 $13.59 $15.58 $21.19 N/A N/A N/A

 

with stable pre-existing conditions coverage option 500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.52 $1.82 $2.02 $2.22 $3.20 $3.84 $4.80 $5.57
26-40 $1.66 $1.98 $2.22 $2.45 $3.59 $4.16 $5.20 $6.04
41-60 $1.91 $2.28 $2.55 $2.78 $3.75 $4.20 $6.42 $7.45
61-64 $2.28 $2.91 $3.49 $3.76 $4.39 $5.14 $7.41 $8.59
65-69 $2.81 $3.66 $4.41 $4.49 $5.55 $6.92 $8.65 $10.03
70-74 $4.54 $5.91 $7.11 $7.81 $8.70 $11.38 $14.22 $16.36
75-79 $5.67 $7.37 $8.76 $9.29 $11.33 $13.49 $17.60 $19.55
80-85 $9.29 N/A $12.71 $15.17 $18.57 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $0.97 $1.22 $1.32 $1.45 $1.94 $2.31 $2.89 $3.75
26-40 $1.09 $1.32 $1.45 $1.57 $2.25 $2.63 $3.27 $4.06
41-60 $1.22 $1.52 $1.69 $1.94 $2.87 $3.44 $5.19 $5.16
61-64 $1.56 $1.85 $2.34 $2.81 $3.37 $4.00 $5.74 $5.75
65-69 $1.79 $2.33 $2.63 $3.13 $4.32 $4.63 $6.29 $6.82
70-74 $2.81 $3.73 $3.66 $5.24 $5.94 $7.65 $10.63 $11.02
75-79 $3.44 $4.47 $4.32 $6.09 $7.37 $8.71 $11.54 $12.73
80-85 $5.04 $6.49 $7.95 $8.50 $11.85 $13.18 $16.02 N/A
86+ $7.76 $10.20 $12.16 $13.94 $18.96 N/A N/A N/A

 

with  stable pre-existing conditions coverage option 1000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.43 $1.71 $1.90 $2.09 $3.02 $3.62 $4.52 $5.24
26-40 $1.56 $1.86 $2.09 $2.30 $3.38 $3.91 $4.90 $5.68
41-60 $1.80 $2.14 $2.40 $2.62 $3.53 $3.95 $6.04 $7.01
61-64 $2.14 $2.74 $3.28 $3.54 $4.14 $4.84 $6.98 $8.09
65-69 $2.64 $3.44 $4.15 $4.22 $5.22 $6.51 $8.14 $9.44
70-74 $4.27 $5.56 $6.69 $7.35 $8.18 $10.71 $13.38 $15.40
75-79 $5.34 $6.94 $8.24 $8.74 $10.66 $12.70 $16.57 $18.40
80-85 $8.74 N/A $11.96 $14.28 $17.48 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

 

without  stable pre-existing conditions coverage option 1000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $0.91 $1.14 $1.24 $1.36 $1.82 $2.18 $2.72 $3.53
26-40 $1.02 $1.24 $1.36 $1.48 $2.12 $2.47 $3.08 $3.82
41-60 $1.14 $1.43 $1.59 $1.82 $2.70 $3.24 $4.89 $4.86
61-64 $1.47 $1.74 $2.20 $2.65 $3.18 $3.76 $5.40 $5.41
65-69 $1.68 $2.19 $2.47 $2.94 $4.06 $4.36 $5.92 $6.42
70-74 $2.65 $3.51 $3.44 $4.93 $5.59 $7.20 $10.00 $10.37
75-79 $3.24 $4.21 $4.06 $5.73 $6.94 $8.20 $10.86 $11.98
80-85 $4.74 $6.11 $7.48 $8.00 $11.15 $12.40 $15.08 N/A
86+ $7.30 $9.60 $11.44 $13.12 $17.84 N/A N/A N/A

 

 

with  stable pre-existing conditions coverage option 2500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 N/A N/A $1.67 $1.96 N/A N/A N/A N/A
26-40 N/A N/A $1.83 $2.16 N/A N/A N/A N/A
41-60 N/A N/A $2.10 $2.45 N/A N/A N/A N/A
61-64 N/A N/A $2.87 $3.32 N/A N/A N/A N/A
65-69 N/A N/A $3.63 $3.96 N/A N/A N/A N/A
70-74 N/A N/A $5.85 $6.89 N/A N/A N/A N/A
75-79 N/A N/A $7.21 $8.20 N/A N/A N/A N/A
80-85 N/A N/A $10.47 $13.39 N/A N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 2500 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 N/A N/A $1.09 $1.28 N/A N/A N/A N/A
26-40 N/A N/A $1.19 $1.39 N/A N/A N/A N/A
41-60 N/A N/A $1.39 $1.71 N/A N/A N/A N/A
61-64 N/A N/A $1.93 $2.48 N/A N/A N/A N/A
65-69 N/A N/A $2.16 $2.76 N/A N/A N/A N/A
70-74 N/A N/A $3.01 $4.62 N/A N/A N/A N/A
75-79 N/A N/A $3.56 $5.37 N/A N/A N/A N/A
80-85 N/A N/A $6.55 $7.50 N/A N/A N/A N/A
86+ N/A N/A $10.01 N/A N/A N/A N/A N/A

 

 

with  stable pre-existing conditions coverage option 3000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $1.25 $1.50 $1.67 $1.83 $2.64 $3.16 $3.96 $4.59
26-40 $1.37 $1.63 $1.83 $2.02 $2.95 $3.42 $4.28 $4.97
41-60 $1.58 $1.88 $2.10 $2.29 $3.09 $3.46 $5.29 $6.13
61-64 $1.88 $2.39 $2.87 $3.09 $3.62 $4.24 $6.10 $7.08
65-69 $2.31 $3.01 $3.63 $3.70 $4.57 $5.70 $7.13 $8.26
70-74 $3.74 $4.87 $5.85 $6.43 $7.16 $9.37 $11.71 $13.48
75-79 $4.67 $6.07 $7.21 $7.65 $9.33 $11.11 $14.50 $16.10
80-85 $7.65 N/A $10.47 $12.50 $15.30 N/A N/A N/A
86+ N/A N/A N/A N/A N/A N/A N/A N/A

 

without  stable pre-existing conditions coverage option 3000 deductible 
Age $10,000 $15,000 $25,000 $50,000 $100,000 $150,000 $200,000 $300,000
Up to 25 $0.80 $1.00 $1.09 $1.19 $1.60 $1.90 $2.38 $3.09
26-40 $0.90 $1.09 $1.19 $1.30 $1.86 $2.16 $2.70 $3.35
41-60 $1.00 $1.25 $1.39 $1.60 $2.37 $2.84 $4.28 $4.25
61-64 $1.29 $1.53 $1.93 $2.32 $2.78 $3.29 $4.73 $4.73
65-69 $1.47 $1.92 $2.16 $2.58 $3.56 $3.82 $5.18 $5.61
70-74 $2.32 $3.07 $3.01 $4.31 $4.89 $6.30 $8.75 $9.07
75-79 $2.84 $3.68 $3.56 $5.01 $6.07 $7.18 $9.51 $10.49
80-85 $4.15 $5.35 $6.55 $7.00 $9.76 $10.85 $13.20 N/A
86+ $6.39 $8.40 $10.01 $11.48 $15.61 N/A N/A N/A

 

 

JFR 保慢性病 $100,000 COVERAGE SUPER VISA 
AGE
$0 
$100
 $500
$1,000
$3000(DEDUCTIBLE)
41-60
$1,609.65
$1,529.17
 $1,368.20
$1,287.72
$1,126.76
61-64
$1,887.05
$1,792.70
 $1,603.99
$1,509.64
$1,320.94
65-69
$2,383.45
$2,264.28
 $2,025.93
$1,906.76
$1,668.42
70-74 $3,733.95 $3,547.25 $3,173.86 $2,987.16 $2,613.77
75-79
$4,865.45
$4,622.18
 $4,135.63
$3,892.36
$3,405.82
80-85
$7,975.25
$7,576.49
 $6,778.96
$6,380.20
 $5,582.68

 

 JFR不保慢性病 $100,000 COVERAGE SUPER VISA 
Age
$0( deductible)
$100
 $500
$1,000
$3000(DEDUCTIBLE
41-60 $1,233.70 $1,172.02 $1,048.65 $986.96 $863.59
61-64 $1,449.05 $1,376.60 $1,232.69 $1,159.24 $1,014.34
65-69 $1,854.20 $1,761.49 $1,576.07 $1,483.36 $1,297.94
70-74
$2,551.35
$2,423.78
 $2,168.65
$2,041.08
$1,785.95
75-79
$3,164.55
$3,006.32
 $2,689.87
$2,531.64
$2,215.19
80-85
$5,088.10
$4,833.70
 $4,324.89
$4,070.48
$3,561.67
86+
$8139.50
$7,732.53
 $6,918.58 $6,511.60 $5,697.65

 

购买保险

方法1. 你可 在线购买

方法2. 您不需要亲自上门购买，隻需準备以下资料email([email protected]/  [email protected])或打电话(416-834-9204; 905-771-8288;604-637-2195;1-877-834-9204)告诉我，当天你立即就可以收到电子购买确认书（ Confirmation of insurance ），保险卡，保单，理陪申请表格即日寄给您。

方法3.如果您觉得见面放心并需要更详细了解,我们可以电话里约一个时间(make an appointment),见面我再给您详细解释.

A. 所需资料：
1.受保人的姓名（拼音），性别，出生年，月，日；  
2.入境加拿大的日期或生效期 ；  
3.所选计划(哪个公司,保额为多少, 有无垫底费) ；  
4.购买保险天数 (或告诉保险起始日期和结束日期, 保险公司会自动计算天数) ； 
5.保险受益人( For AD&D-可以是父母, 兄弟姐妹等)  
6.加拿大的详细联系地址(主要用来收保险材料)和联系电话,以及email地址；

B. 付款方式：信用卡/支票/现金/银行转帐。

保险申请表

温馨友情提醒：（提前联系，或许您有意向不到的节省）

投保日期有限制吗, 一次买多少保险额最合适? 
◦没有，保费是按天计算的，但是每张保单最低保费为$25元．如果探亲老人年龄较大，甚至有慢性病，最好买时间长点，半年或一年，和保额更大些，2.5万或5万。保费通常与受保人的年龄和所购买保险额度及购买天数有关，一般来说，年龄越低，额度越小保费越便宜，相反，年龄越高，保额越大，则保费相对贵一些。在这里请特别注意一点。购买旅游保险 JF Premier Visitor-ETFS 计划的保费是按照申请日的年龄而不是生效日的年龄来计算. 提前购买会为自己节省许多保费。另外对跨年龄段的受保人，在买保险时一定要考虑续保时由于年龄上一个台阶，保费会增加不少，所以更要考虑买长久一点。比如说，年龄从60到61，64到65，69到70，74到75 等等。

 

文档下载

Berkley 英文保单

Berkley 索赔表格

Berkley 理赔注意事项

保险购买申请表

索赔要点

Berkley  理赔注意事项

416-834-9204        (任何问题, 请随时拨打该电话)

急症室及住院病人索赔程序:

病人如需前往醫院急症室或住院治疗, 请立即拨打电话至 Ontime Care Worldwide Inc.("OTC"). 

加拿大和美国免费电话:1-888-988-3268

其他国家对方付费电话: 905-918-0188

 

不要假设你身边的人将帮你联系Ontime Care Worldwide Inc.("OTC").. 急症室或住院治疗, 之前或登記後二十四小時之内, 你必须确保已经通知Ontime Care Worldwide Inc.("OTC")..这是你的责任。

 

     门诊病人索赔 程序：

    1.      受保人应当到就近诊所或家庭医生或医院门诊求医。离开诊所前，受保人应尽量向医生或诊所索取有关的医师报告（Copy of the Doctor’s Physician’s Report）或当日病例记录（Medical Record of the Visit）。如需要进行重大检查程序（Major Tests Procedures, Ultra -Sound, MRI, CT etc），受保人必须先致电保险公司（TIC Travel Insurance Coordinators Ltd）咨询，获得同意后方可进行检查。如自行决定进行重大检查，保险公司有权不支付所有有关医疗费用。如医生要求做常规检查（抽血，化验，x-ray)则不需要先通知保险公司.

2. 离开诊所前,受保人应向医生或诊所索取有关病历报告。(若须进行重大检查, 受保人必须在檢查前先致电TIC Travel Insurance Coordinators Ltd.咨询).

3. 如受保人以先行支付了医疗费用﹐受保人必须取回所有看病的正本收据及处方药的原始收据(非处方药费用及索取病历报告的费用不在受保范围之内﹐因此這些額外費用将不会得到赔偿)

4.     如已取药﹐请递交原始药方单据(此單據內含有药物信息和医生资料等)。（CONSENT FORM）, 授权与代理保险公司查询有关理赔程序。 请将以填好并签名的索赔表格﹑同意书﹑病历报告及所有原始单据寄往:

邮寄地址: JOHNSON FU INSURANCE AGENCY INC.

15 WERTHEIM CRT, SUITE 501, RICHMOND HILL   ON  L4B 3H7。

分享给小伙伴